Find your perfect chain

Stablecoins are digital assets designed to maintain a stable value, usually pegged to fiat currencies like the US dollar. They run as smart contracts that manage issuance, transfers, and balances, with stability enforced through reserves, collateral logic, or market incentives rather than banks.

Ethereum, Tron, Solana, and Binance Smart Chain consistently lead in stablecoin supply and transfer volume. Ethereum dominates institutional and DeFi usage, Tron leads low-cost retail transfers, and Solana is growing quickly due to high throughput and low fees.

Developers evaluate transaction fees, finality, throughput, liquidity depth, ecosystem tooling, and security guarantees. Payments prioritize speed and cost efficiency, while treasury and settlement workflows prioritize security, auditability, and deterministic execution.

Stablecoin activity follows user behavior. Low-fee chains attract high transaction counts, while higher-security chains attract larger-value and institutional flows. Exchange integrations, bridges, and liquidity incentives also influence distribution.

Layer 2s are chains that use the security and settlement of a base Layer 1 blockchain while executing transactions off the main chain to improve scalability and reduce costs. This enables scalable stablecoin transfers but also introduces considerations around bridges, liquidity fragmentation, and settlement latency.

Key risks include smart contract vulnerabilities, oracle failures, bridge exploits, and private key exposure. Many stablecoin losses stem from weak key management rather than contract logic failures.

Developers monitor circulating supply, transfer volume, active addresses, peg deviation, redemption activity, and confirmation latency. Infrastructure teams also track signing outcomes and audit logs.

Turnkey offers wallet infrastructure that makes it easy to build and run secure, scalable stablecoin operations. Our architecture keeps critical approvals protected inside isolated, hardware-backed environments, while programmable policies enforce security, compliance, and transaction controls automatically at signing.