Turnkey for Payment Infrastructure

Own your onchain payment stack with ease

Launch wallets for every model, from business accounts to automated treasury operations, without managing key infrastructure.

Ship Fast

Build and deploy wallet infrastructure without the backend overhead

Embedded Wallets

Create wallets for users or businesses with multichain support and familiar authentication.

Transaction Management 
and Gas Sponsorship

Execute transactions and sponsor gas across deposits, treasury, and payouts with a single integration.

Fiat Onramps

Spin up fiat-to-crypto flows quickly with pre-built integrations and no redirects.

Flexible by Design

Deploy simple, modular wallet infrastructure that grows with you

Composable Primitives

Build with low-level primitives and wallet controls for any flow, such as sweeps, approvals, or agentic orchestration.

Programmable Signing Rules

Set spend limits, allowlists, and multi-approver conditions that mirror your exact operations.

Flexible Custody

Configure any custody model per business account, from user-controlled to fully platform-managed signing.

Wallet Connector

Connect external Ethereum and Solana wallets for seamless login and transactions alongside Turnkey embedded wallets.

Enterprise-Grade Security

Enforce strict controls across every wallet, team, and automated flow

Zero Key Exposure

Generate and keep private keys in secure enclaves, never exposed to employees or payment systems.

Scoped Orgs and Wallets

Separate treasury flows from business accounts in isolated environments with their own wallets and policies.

Role-Based Controls

Restrict wallet access and signing permissions by role across users, employees, and automated services.

Case Studies

Mural Pay enables global stablecoin payments with Turnkey-powered wallets

Challenge

As a global payments company, Mural needed a better way for businesses create and manage their non-custodial wallets across multiple users.

Solution

Mural created a flawless user experience by using Turnkey as a smart wallet signer and implementing role-based policies to manage access to shared wallets. Learn more

Results

Over 5,000 monthly stablecoin payments, powered by Turnkey

$3K saved per month on wallet infrastructure costs

3 weeks to full integration

Moonshot app

The complete stack 
for payment teams building onchain

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  • Embedded Wallets
    Wallets and deposit addresses on-demand
  • Authentication & Recovery
    Passkeys, OAuth, email, or API keys for any flow
  • Transaction & Gas Management
    Execute transactions and sponsor gas across wallets
  • Activity Webhooks
    Real-time alerts for deposits and approvals
  • Multichain Coverage
    Move assets across all major chains

Secure, compliant, and scalable

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Institution-Grade Security

Stablecoin transactions are protected end-to-end with Turnkey’s secure enclave architecture. Private keys and critical approvals stay locked inside isolated, hardware-backed environments.

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Independently Verifiable

Turnkey’s code is regulator-ready and can be independently verified in real time, giving fintechs cryptographic proof that every stablecoin wallet and transaction runs exactly as intended.

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Built for Scale

Turnkey’s enclave-native infrastructure handles stablecoin payments at scale with 99.9% uptime and 50–100ms signing latency — up to 100x faster than MPC solutions and real-time settlement.

Get started with Turnkey today

Contact Sales

Explore Resources

Modern payment orchestration for business applications

Learn how payment orchestration is shifting from traditional rails to stablecoin settlement, what onchain payment flows unlock for global businesses, and how teams can use Turnkey for secure wallet infrastructure.

Resources
May 13, 2026

Stablecoin credit cards and Turnkey: Rewriting how digital assets meet daily spending

How stablecoin payment cards work, what differentiates them from earlier crypto card models, and the infrastructure required to support them.

Resources
April 30, 2026

Lightspark partners with Turnkey to launch Grid Global Accounts

Grid Global Accounts combine the reach of traditional banking with the speed of stablecoin rails. Turnkey is becoming the execution backbone for these systems.

Announcement
May 1, 2026

Turnkey launches Multi-Region Signing for low-latency transactions around the world

Turnkey’s transaction signing has always been fast, but with multi-region signing, it’s even faster, no matter where these transactions take place.

Product
April 28, 2026

Turnkey Gas Sponsorship: Simplify onchain fees for your users

With Turnkey, applications can sponsor transactions across chains, managing gas for users and giving them a better user experience..

Resources
April 23, 2026

Navigating agentic stablecoin micropayments: Machine Payment Protocol, x402, and Turnkey

How each agentic payment protocol works, where they overlap, where they diverge, and what wallet infrastructure is required for both.

Resources
April 6, 2026

Embedded Business Wallets: A new standard in payments, powered by Turnkey

Turnkey’s Embedded Business Wallets are designed to create secure, fully integrated financial experiences without exposing users to technical friction or unfamiliar wallet workflows.

Product
March 17, 2026

Introducing Payment Orchestration with Turnkey

Learn how Payment Orchestration with Turnkey enables teams to automate internal onchain money movement between wallets securely and programmatically.

Product
February 11, 2026

Turnkey releases Transaction Management with Gas Sponsorship

Today, Turnkey is expanding its wallet infrastructure with new Transaction Management and Gas Sponsorship capabilities for web3 transaction workflows.

Product
February 10, 2026

Stripe’s Tempo blockchain transaction types (Use cases and benefits)

Learn how Tempo’s native transaction types enable real-world payments and how Turnkey supports them with secure, policy-enforced signing

Resources
January 29, 2026

Flutterwave partners with Turnkey to power secure stablecoin balances for customers

Flutterwave, Africa’s leading payments technology company, is now supported by Turnkey’s verifiable blockchain infrastructure.

Announcement
January 21, 2026

Lessons learned from 7 crypto payment leaders

A small group of companies is proving stablecoin payments can scale. Here’s what truly matters when building real-world payment solutions.

Resources
January 14, 2026