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Introducing Payment Orchestration with Turnkey

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Payment Orchestration with Turnkey

Programmatically scale internal money flows with speed, security, and operational clarity

What is the solution? Payment Orchestration with Turnkey enables teams to automate internal onchain money movement between wallets securely and programmatically. Teams can execute transfers, sweep balances, and swap assets instantly, with policy controls enforced directly at signing.

What does it solve? Payment Orchestration simplifies backend deposit/withdrawal processing by replacing fragmented wallet setups, manual signing workflows, and complex multichain infrastructure.

How does it solve this? It enforces policy-based access controls at signing, enables fast execution for automated payments, simplifies multichain operations through a single integration, and keeps keys secure in hardware-backed enclaves.

Who is it built for? Teams running payment infrastructure, stablecoin flows, and crosschain financial automation at scale. Engineering leaders, payments infrastructure teams, and technical decision-makers that want to automate internal fund movements for safer, more reliable customer withdrawals and deposits.

Payment Orchestration with Turnkey allows your team to drive faster, more reliable deposits and withdrawals by automating treasury operations, internal transfers, and crosschain routing. Payment companies and fintechs managing crypto rails can operate at scale, replacing manual routing with automated policies, accelerating transactions with sub-100ms signing, and gaining full visibility into every fund movement. 

Why internal payment orchestration is hard

As payment platforms scale, internal orchestration can evolve from simple transfers into complex operational systems. This creates several challenges:

  1. Signing latency: At scale, signing latency greater than ~1 second can delay automated payments, frustrate users, and bottleneck operations. 
  2. Multichain complexity: Expanding across chains increases engineering effort, security risks, and operational overhead.
  3. Cost unpredictability: When infrastructure pricing is tied to assets under custody, costs grow alongside balances and market volatility. 
  4. Security exposure: Building backend logic to automatically route internal fund flows expands the attack surface, creates inconsistent wallet controls, and increases the risk of fund exposure.

Turnkey solves these challenges by automating complex flows, maintaining strong security guarantees and ensuring operational consistency.

Automating internal payments at scale

Payment Orchestration with Turnkey is built around several core capabilities. Together, they help organizations manage internal wallets, routing, and treasury operations.

Role-based access controls for secure operations

Role-based access controls enable teams to precisely define who or what can execute certain operations, based on risk level. Multisig approvals, automated sweeps, redemptions, transfers, and swaps can run under clearly defined policies, while sub-100 ms signing latency unlocks reliable high-volume payment operations.

Multichain wallet management

Turnkey provides multichain support, handling wallet operations across EVM, SVM, Bitcoin, and other emerging blockchains through a single integration. Teams can manage routing across chains, without stitching together chain-specific tools, while still maintaining consistent security policies.

Hardware-backed key protection

Private keys remain secured within hardware-backed secure enclaves with policy enforcement applied directly at signing. This helps secure internal fund movements, maintain consistent wallet controls, reduce backend attack surface, and lower the risk of fund exposure even as automation and transaction volume increase.

Predictable, usage-based costs

Usage-based pricing aligns infrastructure costs with actual operational activity rather than assets under custody. This helps keep infrastructure spending predictable as customer balances fluctuate and payment volumes grow.

Real-world examples of Payment Orchestration with Turnkey

Squads fee relayer infrastructure

Challenge
Squads wanted to eliminate the friction of managing gas fees across multiple employee wallets.

Solution
Using Turnkey, Squads programmatically deploys private keys and routes transaction fees through a shared vault so employees never have to maintain gas balances. More than 270 SOL in gas fees have been covered without introducing friction for end users. Learn more about how Squads does this at scale.

Scaling stablecoin orchestration across hot wallets

Challenge
Another payments infrastructure company needed to manage stablecoin transfers across multiple hot wallets for high-volume customers. Manual processes slowed transactions and created operational risks.

Solution
Today, this company programmatically signs transactions in secure enclaves and routes funds across hot wallets with sub-100 ms latency. Employees no longer handle manual signing or monitor transfers, and delays are eliminated.

Building scalable payment infrastructure

Turnkey gives payments companies and fintechs the speed, visibility, and control to scale internal fund movements across chains, without the infrastructure headaches that slow everyone else down. 

With sub-100ms signing, full fund visibility, and granular policy controls through a single integration, teams can scale without stitching together chain-specific tooling or sacrificing operational control.

Learn how to programmatically scale internal fund movements for secure, low-friction deposits and withdrawals in our docs and start building with Turnkey today.

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