Announcing Swaps and Earn: Two new revenue lines for builders, one integration

Today, Turnkey is launching Swap and Earn, two new capabilities that let you bring in-app trading and onchain yield directly into your product while creating new revenue streams from the activity your users generate.

With a single integration, your users can trade assets within or across networks and put idle balances to work in onchain lending vaults, all without leaving your product.

No redirects, no complex integrations, and fully monetizable. Swaps and Earn are secured by the same infrastructure Turnkey uses for private key management and signing, giving you a seamless way to add these capabilities and earn from activity your users are already generating.

Offering swaps or yield used to mean building it yourself

Historically, adding trading or yield to a product meant assembling it piece by piece. You wired up a swap router, connected to lending vaults, built execution and routing logic, then bolted billing on top to actually make money from it.

Every one of those pieces was a separate provider you needed to integrate and maintain. Each introduced another API, contract, dependency, and security surface for your team to manage, along with more infrastructure to monitor as protocols, networks, and liquidity sources changed. 

All of that means extra work that directly competes with the time and energy you should be putting into your core product.

Now with Turnkey’s Swaps and Earn, you don’t have to choose between shipping financial features and shipping everything else.

Swaps and Earn handle the underlying integrations, execution, security, and monetization so your team can add these financial features without building and maintaining the infrastructure behind them.

Swaps and Earn let you add in-app trading and yield while creating new revenue lines

Swaps let your users trade assets within a network or across networks. Earn lets them put idle balances to work in onchain lending vaults.

Both run through a single Turnkey API and fit into the infrastructure you already use for private key management and signing. Every swap, deposit, and withdrawal is evaluated by Turnkey’s policy engine and recorded in the same audit trail as every other action on the platform, giving you consistent security and visibility across the entire experience.

Swaps: same-network and cross-network trading

Turnkey sources quotes across a range of liquidity venues and routes each trade toward a competitive price. You get same-network and cross-network swaps without building or maintaining routing logic yourself.

For your users, the crypto complexity stays hidden. They trade inside your product instead of leaving for an external exchange or bridge, which keeps more activity, and more revenue, in your app.

Swaps is available on Ethereum, Base, Arbitrum, Polygon, Tempo, BNB Chain, Monad, Optimism, Solana, and Robinhood Chain (more coming soon). Users can trade within a single network, between EVM networks, or between EVM networks and Solana.

Earn: Onchain yield from lending vaults

Earn gives your users access to onchain lending vaults from providers such as Morpho and Aave. Turnkey handles vault discovery, deposits, and withdrawals through the same API.

You choose which vaults to enable for your platform and your users. You decide what to offer, and you stay in control of the experience. Turnkey does not pick strategies on your behalf.

Earn is available on Ethereum, Base, Arbitrum, Polygon, Tempo, Optimism, Monad and BNB Chain (more coming soon).

Turn user activity into two new revenue lines

Swaps and Earn are both monetizable, and you set your own fee on each.

On Swaps, you set a fee on every trade, paid out to you in USDC. There are no in-kind tokens to collect, convert, or manage.

On Earn, you take a share of the yield your users generate, on terms you set. Because the fee logic is built in, you do not need to stand up separate billing infrastructure to collect it.

Built on the infrastructure already trusted across enterprises

Swaps and Earn run on the same Turnkey stack that handles signing today. 

That means the same security, policy, and transparency. Turnkey's policy engine evaluates every request, so swaps and deposits are subject to the same rules Turnkey enforces on sensitive actions, and every action is logged.

Both products are built on infrastructure that already moves significant value across Turnkey, with the same private key management and signing our customers rely on today.

Getting started

Give your users the swaps and onchain yield they want, and open two new revenue lines for your business, with competitive pricing and a fast integration.

To start building, see our documentation on Swaps and documentation on Earn.

And get started with Turnkey today.

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